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        <Name>Small Business Tips: Spring Cleaning, Part 2</Name>
        <Summary>Money saving tips for your small business includes negotiating better deals with providers or services</Summary>
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&lt;P&gt;In the first part of this series we discussed steps you can take to trim the 
fat off current regular bills that you pay for your small business. If you&amp;rsquo;re 
not sure where to start, here is a list of providers or services you probably 
utilize that just might cut you new deals and help you lower your monthly 
costs:&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Phone service.&lt;/STRONG&gt; There is a vast world of phone services out 
there, all offering special benefits or&amp;nbsp;perks that can meet your changing 
needs. If it&amp;rsquo;s time to switch, do it. Check out the competition and choose one 
that can help your business grow.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Wireless/cellular service.&lt;/STRONG&gt; Evaluate your past bills to see 
if your current plan is serving your needs. Are you in need of more minutes? Are 
you getting the best bang for your buck? If your contract is up, ask if you can 
receive special credit for being&amp;nbsp;a customer in good standing, or see if you 
can receive the same benefits as new customers are getting.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Credit cards.&lt;/STRONG&gt; Most credit card companies will work with you 
if you ask them about lowering interest rates. If your credit and payment 
histories are good, you will have room to negotiate.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Office rent.&lt;/STRONG&gt; If you do have an office outside your home, you 
may find that your landlord is willing to negotiate your current terms. He or 
she may want something in return, like a longer lease or expanded space.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Insurance.&lt;/STRONG&gt; Speak with your agent to review your policy. Call 
other agencies to compare exact benefits to each other. You may find areas with 
discrepancies, or find valuable benefits with a different company.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Shipping.&lt;/STRONG&gt; With the shipping market as competitive as it is, 
you might be surprised how you can save by changing companies. Compare rates and 
services to see if this is an area worth exploring.&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Utilities.&lt;/STRONG&gt; Although you might not find much room for 
negotiation here, you can change your office habits in order to cut costs. Make 
sure you turn your computer and other office equipment off when not in use. You 
can consult with your utility company for energy-saving tips, which will 
translate into less money spent for your business.&lt;/P&gt;
&lt;P&gt;It may all seem daunting, but taking the time to evaluate your current 
expenses can open up possibilities for saving money, which will make it worth 
your time.&lt;/P&gt;</Description>
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